Mortgage Loan Officer - SAVANNAH , GA
Company Name:
Bank of America
### Job description
The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells Bank of America mortgage products to meet established loan quality and production goals.
In this ongoing sales role, the Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer''s network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer''s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. May be partnered with a Mortgage Loan Associates (MLA) to provide guidance around all aspects of the sales process.
The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Bank of America business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.
This position may be subject to SAFE Act registration requirements. Pursuant to the SAFEAct requirements, all employees engaged in residential loan mortgageoriginations must register with the federal registry system and remain in goodstanding. If your position requires SAFE Act registration, you will berequired to register and to submit to the required SAFE Act background checkand registration process. Failure to obtain and/or maintain SAFE Actregistration may result in your immediate termination.
### Qualifications
Required Skills:
Two to three years of experience in a loan origination experience
Knowledge of conventional and/or government guidelines
Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
Ability to manage a heavy pipeline of 50 plus loans
Strong written and verbal communications skills
Teamwork and customer service skills a must
Self-motivated and highly organized
Ability to prioritize multiple competing task
Desired Skills
Familiar with FHA and HUD guidelines
Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information.
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Ability to analyze and comprehend complex financial data and provide financial alternatives
Professional and effective interpersonal skills
Posting Date: 07/16/2014
Location: US-GA-Savannah
Travel: No
Full / Part-time: Fulltime
Hours Per Week: 40.00
Shift: 1st Shift
Weekly Schedule: M-F 8-5
Job Number: 1400055567Estimated Salary: $20 to $28 per hour based on qualifications.
Bank of America
### Job description
The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells Bank of America mortgage products to meet established loan quality and production goals.
In this ongoing sales role, the Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer''s network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer''s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. May be partnered with a Mortgage Loan Associates (MLA) to provide guidance around all aspects of the sales process.
The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Bank of America business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.
This position may be subject to SAFE Act registration requirements. Pursuant to the SAFEAct requirements, all employees engaged in residential loan mortgageoriginations must register with the federal registry system and remain in goodstanding. If your position requires SAFE Act registration, you will berequired to register and to submit to the required SAFE Act background checkand registration process. Failure to obtain and/or maintain SAFE Actregistration may result in your immediate termination.
### Qualifications
Required Skills:
Two to three years of experience in a loan origination experience
Knowledge of conventional and/or government guidelines
Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
Ability to manage a heavy pipeline of 50 plus loans
Strong written and verbal communications skills
Teamwork and customer service skills a must
Self-motivated and highly organized
Ability to prioritize multiple competing task
Desired Skills
Familiar with FHA and HUD guidelines
Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information.
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Ability to analyze and comprehend complex financial data and provide financial alternatives
Professional and effective interpersonal skills
Posting Date: 07/16/2014
Location: US-GA-Savannah
Travel: No
Full / Part-time: Fulltime
Hours Per Week: 40.00
Shift: 1st Shift
Weekly Schedule: M-F 8-5
Job Number: 1400055567Estimated Salary: $20 to $28 per hour based on qualifications.
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